Your life path, your planning.
Big changes, smart choices.
Life doesn’t always go according to plan. Love, children, illness, goodbyes…. these are moments that can turn your world upside down. And that often also has an impact on your business, your assets and your future plans.
What do you not want? That your business suddenly grinds to a halt because of a divorce. Or that your partner is not entitled to anything. Or that your children quarrel about the inheritance. Fortunately, you can arrange a lot in advance. And we can help you with that – with a broad perspective, an eye for detail and room for emotion.
Key moments. Clear choices.
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1
Living together or getting married.
You say “yes” to each other. But what does your business say? Many business owners realize too late that cohabitation or marriage affects the ownership of their business. Think of debts, shares and assets that are suddenly common – or not.
That is why we look together at your prenuptial agreement or cohabitation contract. So that you have everything privately arranged and your company remains protected. -
2
Children or compound families.
Having children is wonderful. But before you know it, you find yourself with difficult questions: who inherits what? How do you ensure a fair division between children from different relationships? And how do you keep a grip on your business?
We think along about wills, gifts, the role of a STAK or family fund and how to carefully divide control and ownership. All with one goal: peace of mind and clarity, now and later. -
3
Retirement.
Quitting your job sounds easy. But being financially independent, arranging the transfer properly and being fiscally smart about everything? That requires preparation.
We help you to steer towards a future-proof structure in good time. Think about building up assets, paying out an old-age pension or selling your company as a pension pot. With clear choices and a concrete plan. -
4
Divorce or death.
Not the most fun topic, but oh so important. Because what happens to your business if your relationship breaks down? Or if you (or your partner) dies suddenly?
We identify risks, arrange ownership and control properly, make sure your will is up to date and guide the process with peace of mind and overview. Both business and private. -
5
Wills and succession.
What if you temporarily drop out? Or don’t come back at all? Have you thought about who gets to run the company then? Who makes decisions? And how the transfer will take place?
Together we create a plan that fits your situation. Think of a living will, succession strategy or temporary transfer of powers. So that everything continues, even if you fall away for a while.
Common pitfalls.
- No prenuptial agreement (and thus inadvertently "shared" your business).
- No will or outdated will.
- No plan for temporary failure or death.
- No regulation in compound families.
- Pension forgotten in your corporate structure.
- Underestimate emotions - business and personal.
Frequently Asked Questions.
Under current law, this is no longer necessarily required if you already have the business at the time you get married. The important thing is to be aware of the rules that apply to your assets and how they affect you and your business.
With a will you can ensure a fair and clear distribution. But a lot can also be arranged with gifts during life.
Without an arrangement, the business can shut down or fall into the hands of people who are not prepared for it. A good will and succession plan prevent that. But above all, do not forget the agreements you have made with any co-shareholders, the company’s statutory arrangements, etc.
Better to start too early than too late. By starting early, you have more choices and can manage wealth and transfer more fiscally smartly.
Absolutely. A living will or power of attorney ensures that someone can temporarily take over your role as needed, without hassle or downtime.
Contact us.
Looking for someone to think along with you in your specific situation? Contact us. We are here for you. Every step of the way.